Psalm 112:5 About Lending

It is well with the man who deals generously and lends;

Who conducts his affairs with justice.

I always had the opinion I should not lend money. Instead, I should give freely and expect to nothing in return.

This verse makes me re-think my assumptions.

There is a time and a place to lend.

First, there is the word generously: “in a way that shows a readiness to give more of something than is necessary or expected.” It’s an attitude or emotion.

I wonder what that is? Gratitude to God for having given the ability to lend? Justice is also mentioned. Maybe it is just, or right, in this situation? Maybe it’s a combination?

I didn’t grow up with a lot of money. My parents were into responsibility, teaching me to have my own money and to use it wisely. I wasn’t to share it with others, lest they take advantage of me. They expected others to save their own money and use it responsibly.

Fast forward to today.

God has generously blessed us and we have resources. We can afford to lend to others. But there is risk.

Maybe that is where the justice comes in, knowing the right situation. It might be helping someone who is needy, but who needs a boost to get out of the need. Justice might help us understand the character of the person and judge if they are worthy of our trust.

It gives me some things to think about. There is still the question of what happens if they don’t pay it back. Would I have been irresponsible in lending to them?

If it does happen, then I guess it’s time for mercy and forgiveness, freely given.

But first comes making the loan, generously, with justice.

I’d love to hear stories of when you made a loan. What went right or wrong with it? How does generosity and justice fit into your story?

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